DeedCalculator.comDelaware County Real Estate Transfer Tax Calculator
For a detailed, itemized tax component breakdown, please scroll below.
Enter Your Property Details
✓ Verified Rate EngineDelaware County Standard Transfer Tax Coverage
The standard Delaware County transfer tax baseline is 2%. If your property is located outside the following municipalities, select the Standard Delaware County baseline in the municipality search bar: Upper Darby Township · City of Chester · Upper Providence Township · Radnor Township. If your property is in one of these four municipalities, select it separately in the search bar to calculate the applicable transfer tax.
Estimated Tax Summary
Itemized Tax Component Breakdown
| Tax Jurisdiction / Component | Rate | Amount |
|---|---|---|
| 1. State Tax Component | 1.00% | $5,000.00 |
| 2. Local / County Transfer Tax Component | 0.50% | $5,000.00 |
Property Transfer Tax Examples for Delaware County
Review estimated property transfer tax liabilities across common property purchase price tiers in Delaware County (Pennsylvania):
| Sale Price | State Tax Component | County / City Component | Total Estimated Transfer Tax |
|---|---|---|---|
| $300,000.00 | $3,000.00 | $3,000.00 | $6,000.00 |
| $500,000.00 | $5,000.00 | $5,000.00 | $10,000.00 |
| $1,000,000.00 | $10,000.00 | $10,000.00 | $20,000.00 |
About Delaware County Real Estate Transfer Tax
When executing a property transfer in Delaware County (Pennsylvania), statutory transfer taxes are assessed according to transaction value and local municipal codes.
Applicable Rate Schedule
Tax Base & Valuation Rules
Consideration plus assumed debt.
Official Government Authority Citation
Who Pays? Legal Liability vs. Customary Allocation
Customary 50/50 split between buyer and seller.
Verified Statutory Exemptions
- Direct Family: Exempt for direct relatives. Source Citation: 72 P.S. § 8102-CSource Citation:61 Pa. Code § 91.193 (Excluded Transactions)
Frequently Asked Questions
The standard combined Real Estate Transfer Tax rate across most of Delaware County is 2.0% of the taxable value of the property transferred. This consists of a 1.0% Pennsylvania state tax and a 1.0% local realty transfer tax. The local tax is imposed under the applicable local taxing authority's rules and may be shared between a municipality and its school district. Certain municipalities have higher local transfer-tax rates, so the applicable rate should be verified for the property's location.
Four municipalities in Delaware County have higher local Real Estate Transfer Tax rates than the standard 1.0% local rate: Upper Providence Township (3.0% total: 1.0% State + 2.0% local), Radnor Township (2.5% total: 1.0% State + 1.5% local), Upper Darby Township (2.5% total: 1.0% State + 1.5% local), and the City of Chester (2.5% total: 1.0% State + 1.5% local).
Annual real estate property taxes in Delaware County are generally calculated by applying the applicable millage rates to a property's assessed value. One mill represents $1 in tax for every $1,000 of assessed value. The three primary taxing authorities are Delaware County, the local municipality, and the local school district. Each authority establishes its own millage rate, and the combined rates determine the property's annual real estate tax obligation.
Deeds for property transfers within Delaware County are recorded with the Delaware County Recorder of Deeds, located at the Government Center in Media, Pennsylvania. Applicable Pennsylvania state and local realty transfer taxes are collected when the deed or other taxable conveyance document is presented for recording. The transfer taxes must be paid as part of the recording process before the conveyance can be officially recorded.
Delaware County real estate taxes are assessed for the calendar year, January 1 through December 31. Most Pennsylvania school districts operate on a July 1 through June 30 fiscal year, although statutory exceptions may apply. Municipal property-tax billing schedules can vary by jurisdiction. During a property sale, buyers and sellers should have their closing agent verify the applicable tax periods, payment status, and settlement proration requirements with the respective taxing authorities.